Fire Insurance Info

FIRE INSURANCE INFORMATION

The Washington Survey and Rating Bureau (WSRB) sets the district's fire protection classification. Most insurance companies use this classification to set fire insurance premiums rates for property owners.

In 2016, Fire District 2’s Benton City area rating upgraded from a Class 5 to Class 3. The Fire District Country rating was upgraded from a Class 8 to a Class 5. These rating are effective December 1, 2016 and last for 10 years. 

A lower Class rating can equate to lower insurance premiums for residents and business owners depending in their respective insurance carriers. Residents and business owners are encouraged to contact their insurance agents to determine the relative effect this new protection classification will have on their insurance premiums.

The WSRB rates cities and their fire departments by risk level between 1 and 10 (1 indicates exemplary fire protection capabilities; 10 indicates insufficient capabilities). Many insurance companies use the WSRB designation to assess insurance premium rates for homeowners and commercial properties. Protection Class designation is determined by WSRB’s assessment of the fire department’s ability to suppress fires. Categories include:
 

  • Fire Department – distribution of fire stations, engine and ladder companies, pumping capacity, apparatus maintenance, department personnel staffing and training
     
  • Water Supply – adequacy of firefighting water supply including water flow, hydrant locations and system maintenance
     
  • Emergency Communications – evaluation of the community’s 911 system ability to receive and handle calls for emergency services
     
  • Fire Safety Control – fire prevention, public education and building code enforcement
     

WSRB recommends property owners contact their insurance agents if you have questions about your premiums.

 

To identify the closest fire station to your property, Google Map your address from either of the station locations:

Station 210: 1304 Dale Ave, Benton City, WA
Station 220: 49504 N Whitmore Pr NW, Benton City, WA

 

 

LETTER OF DOCUMENTATION

The fire protection rating applies throughout Benton County Fire District #2 service area. If your insurance company requires documentation, please download the appropriate letter for your place of residence:

City of Benton City

Benton County District 2  (FD2) County

 

 


    © 2020 Benton County Fire Protection District #2